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Additionally, customers for this kind of plan could have severe lawful or criminal histories. It is essential to keep in mind that various service providers supply a variety of concern ages on their guaranteed problem plans as reduced as age 40 or as high as age 80 - mutual of omaha final expense life insurance. Some will certainly also use greater stated value, up to $40,000, and others will certainly enable for much better survivor benefit problems by improving the rate of interest price with the return of premium or lessening the variety of years up until a full survivor benefit is available